Wedding insurance is an area that many brides+grooms-to-be don’t consider. A lot of people aren’t even really sure they know what it is. If you’re one of those people, we’re about to sum it up real quick. In the next 2 minutes, you will know exactly what wedding insurance is, what it covers and whether it is something that you feel is worth investing in.
Wedding insurance covers many aspects of the wedding. The most important thing it covers is the possibility of having to cancel the wedding due to uncontrollable circumstances. This would include injury to bride, groom or important member of the wedding party. Also normally included would be sudden closure of the venue that is out of your control.
In the circumstance that you had to cancel the wedding due to any of these circumstances, most insurers would pay the amount that you have spent on deposits in booking vendors and venues up to an agreed cap. Make sure to check the amount they cap at before taking out the policy.
Oh, and just to be clear….wedding insurance doesn’t cover cold feet.
Apart from having to cancel the wedding, there are other (smaller) things that could potentially go wrong on your wedding day that would be covered by wedding insurance. This would include:
Wedding insurance starts at about £100 and can go up to around £500 depending on what you want covered. You can find out more about available wedding insurance policies here.
As soon as possible. The earlier the better as the cost doesn’t change based on when you arrange it.
Arrange your wedding insurance with John Lewis